The Classic Monopoly Chance and Community Chest cards have had lots of tweaks over the years.
Before 2008, there were different versions of the Chance and Community Chest cards in the US, the UK, and other countries. In 2008, they were standardized with just small differences (like ‘Advance to Boardwalk’ versus ‘Advance to Mayfair’).
In October 2021, the Monopoly Community Chest cards got a HUGE shakeup, as for the first time in the history of Monopoly, the whole deck was re-written!
In this article, I’ve listed all of the Chance and Community Chest cards that you’ll find in Classic Monopoly sets in the USA and UK, including the new Community Chest cards for 2021 onwards.
I’ve also listed some historic cards that you might remember from older Monopoly sets.
Cards in Classic Monopoly (2008 to 2021)
These are the Monopoly Chance and Community Chest cards that you’ll find in classic Monopoly sets that were made between 2008 and 2021. Other editions will have different cards.
List of Monopoly Chance cards (US)
- Advance to Boardwalk
- Advance to Go (Collect $200)
- Advance to Illinois Avenue. If you pass Go, collect $200
- Advance to St. Charles Place. If you pass Go, collect $200
- Advance to the nearest Railroad. If unowned, you may buy it from the Bank. If owned, pay wonder twice the rental to which they are otherwise entitled
- Advance to the nearest Railroad. If unowned, you may buy it from the Bank. If owned, pay wonder twice the rental to which they are otherwise entitled
- Advance token to nearest Utility. If unowned, you may buy it from the Bank. If owned, throw dice and pay owner a total ten times amount thrown.
- Bank pays you dividend of $50
- Get Out of Jail Free
- Go Back 3 Spaces
- Go to Jail. Go directly to Jail, do not pass Go, do not collect $200
- Make general repairs on all your property. For each house pay $25. For each hotel pay $100
- Speeding fine $15
- Take a trip to Reading Railroad. If you pass Go, collect $200
- You have been elected Chairman of the Board. Pay each player $50
- Your building loan matures. Collect $150
List of Monopoly Community Chest cards (US)
- Advance to Go (Collect $200)
- Bank error in your favor. Collect $200
- Doctor’s fee. Pay $50
- From sale of stock you get $50
- Get Out of Jail Free
- Go to Jail. Go directly to jail, do not pass Go, do not collect $200
- Holiday fund matures. Receive $100
- Income tax refund. Collect $20
- It is your birthday. Collect $10 from every player
- Life insurance matures. Collect $100
- Pay hospital fees of $100
- Pay school fees of $50
- Receive $25 consultancy fee
- You are assessed for street repair. $40 per house. $115 per hotel
- You have won second prize in a beauty contest. Collect $10
- You inherit $100
List of Monopoly Chance cards (UK)
- Advance to Go (Collect £200)
- Advance to Trafalgar Square. If you pass Go, collect £200
- Advance to Mayfair
- Advance to Pall Mall. If you pass Go, collect £200
- Advance to the nearest Station. If unowned, you may buy it from the Bank. If owned, pay wonder twice the rental to which they are otherwise entitled
- Advance to the nearest Station. If unowned, you may buy it from the Bank. If owned, pay wonder twice the rental to which they are otherwise entitled
- Advance token to nearest Utility. If unowned, you may buy it from the Bank. If owned, throw dice and pay owner a total ten times amount thrown.
- Bank pays you dividend of £50
- Get Out of Jail Free
- Go Back 3 Spaces
- Go to Jail. Go directly to Jail, do not pass Go, do not collect £200
- Make general repairs on all your property. For each house pay £25. For each hotel pay £100
- Speeding fine £15
- Take a trip to Kings Cross Station. If you pass Go, collect £200
- You have been elected Chairman of the Board. Pay each player £50
- Your building loan matures. Collect £150
List of Monopoly Community Chest cards (UK)
- Advance to Go (Collect £200)
- Bank error in your favour. Collect £200
- Doctor’s fee. Pay £50
- From sale of stock you get £50
- Get Out of Jail Free
- Go to Jail. Go directly to jail, do not pass Go, do not collect £200
- Holiday fund matures. Receive £100
- Income tax refund. Collect £20
- It is your birthday. Collect £10 from every player
- Life insurance matures. Collect £100
- Pay hospital fees of £100
- Pay school fees of £50
- Receive £25 consultancy fee
- You are assessed for street repairs. £40 per house. £115 per hotel
- You have won second prize in a beauty contest. Collect £10
- You inherit £100
It’s worth remembering that any cards which ask you to pay fees must be paid to the bank.
A lot of people think that they pay their money into some sort of Monopoly treasure chest which then gets won when you land on Free Parking. No. That’s a house rule that slows the game down – I really don’t recommend it.
Historical Chance and Community Chest cards
If some cards appear to be missing from the lists above, that’s because they were retired in 2008 or perhaps even earlier. I spent my childhood playing with a British Monopoly set from the 1970s and I certainly remember some different cards.
List of discontinued Chance cards
- “Drunk in charge” fine £20
- Parking fine $15
- Pay poor tax of $12
- Pay school tax of $150
- Your Xmas fund matures. Collect $100
- You have won a crossword competition. Collect £100
- MONEY GRAB! take all $100 bills from the Bank, and throw them in the air! All players race to catch them. Keep what you catch, and put any bills that land back in the Bank.
List of discontinued Community Chest cards
- Advance token to nearest Utility
- Everyone must donate 10% of his holdings to you in cash
- Grand Opera Opening. Collect $50 from each player
- Go back to Baltic Avenue (Old Kent Road)
- Go to Income Tax or Go To Jail
- Life insurance matures. Collect $100
- Pay a $10 fine or take a Chance
- Pay school tax of $150
- Pay your insurance premium $50
- Receive for services $25
- Receive interest on 7% preference shares: £25
- We’re off the Gold Standard, collect $50
- You have won second prize in a beauty contest. Collect £11
The Money Grab Chance Card
The Money Grab Chance card was included in Monopoly sets made in 2018, replacing the ‘Bank pays you dividend of $50’ card. According to this card, you must throw all of the $100 bills from the bank into the air. All players race to catch them and any that you catch are yours.
This card was obviously a gimmick to promote the Monopoly Cash Grab game with the cash blaster gun that was released around the same time.
However, a lot of Monopoly players (myself included) hate this card and refuse to play with it. What should be a relaxing sit-down game can turn into something where you have to get up and fight. Plus, you can pretty much guarantee that your Monopoly money is going to get ripped or crinkled.
New Community Chest cards from 2021
The new Monopoly Community Chest cards were added to Classic Monopoly sets and Monopoly mobile games from October 2021.
Leading up to the change, fans voted on which cards they would like to see featured over at MonopolyCommunityChest.com.
Each of the new Community Chest cards has a focus on community. They include feel-good moments that reflect the best things about being part of a community.
Eric Nyman, Chief Consumer Officer at Hasbro said: “The world has changed a lot since Monopoly became a household name more than 85 years ago, and clearly today community is more important than ever. We felt like 2021 was the perfect time to give fans the opportunity to show the world what community means to them through voting on new Community Chest Cards. We’re really excited to see what new cards get voted in!”
Here’s what the options were for the new Monopoly Community Chest Cards…
Option One | Option Two |
---|---|
You go to the local school’s car wash fundraiser – but you forget to close your windows! PAY $100. | You held a neighborhood party – but you didn’t recycle your trash! PAY $100. |
Meow! You knit cozy sweaters for the hairless cats at your local animal shelter. COLLECT $20. | You help your neighbor bring in her groceries. She makes you lunch to say thanks! COLLECT $20. |
You organize a block party so people on your street can get to know each other. COLLECT $10 FROM EACH PLAYER. | You pass out umbrellas to people standing at a bus stop on a rainy Monday morning. COLLECT $10 FROM EACH PLAYER. |
You set aside time every week to hang out with your elderly neighbor – you’ve heard some amazing stories! COLLECT $100. | You volunteer to run the social media accounts for a non-profit art center, and you meet some pretty talented people! COLLECT $100. |
Just when you think you can’t go another step, you finish that foot race – and raise money for your local hospital! ADVANCE TO GO. COLLECT $200. | You shopped local ALL week! ADVANCE TO GO. COLLECT $200. |
You graciously host a group of international students. They appreciate the home cooking! FOR EACH HOUSE YOU OWN, PAY $40. FOR EACH HOTEL YOU OWN, PAY $115. | You should have volunteered for that home improvement project – you would have learned valuable skills! FOR EACH HOUSE YOU OWN, PAY $40. FOR EACH HOTEL YOU OWN, PAY $115. |
You weed the community garden and discover a new bug! Name it something fun! THEN COLLECT $25. | You organize a bake sale for your local school. COLLECT $25. |
You volunteer your art skills and paint a mural at the local school! COLLECT $50. | You organize a group to clean up your town’s walking path. COLLECT $50. |
Your cousin forgot their wallet! You happily pay for dinner. PAY $50. | Your fuzzy friends at the animal shelter will be happy for your donation. PAY $50. |
Your friends video chat you after a tough day. GET OUT OF JAIL FREE. Keep this card until needed, traded, or sold. | You rescue a puppy – and you feel rescued, too! GET OUT OF JAIL FREE. Keep this card until needed, traded, or sold. |
You didn’t shop local! PAY $50. | You buy a few bags of cookies from that school bake sale. Yum! PAY $50. |
You help build a new school playground – then you get to test the slide! COLLECT $100. | You volunteer at your local literacy center and learn some fun phrases in a new language! COLLECT $100. |
You organize a family reunion! COLLECT $200. | You help your neighbors clean up their yards after a big storm. COLLECT $200. |
You find a wallet on the sidewalk and decide not to return it! GO TO JAIL. DO NOT PASS GO. DO NOT COLLECT $200. | Blaring music late at night? Your neighbors do not approve. GO TO JAIL. DO NOT PASS GO. DO NOT COLLECT $200. |
You spend the day playing games with kids at a local children’s hospital. COLLECT $100. | You volunteer as a homework helper, and you learn some stuff, too! COLLECT $100. |
You donate your birthday money to a community center. Keep a little for yourself. COLLECT $10. | You volunteered at a blood drive. There were free cookies! COLLECT $10. |
Fans were given a choice of two options for each card. Then, the most popular ones joined the deck.
The new Monopoly Community Chest cards for 2021 onwards are:
- You set aside time every week to hang out with your elderly neighbor – you’ve heard some amazing stories! COLLECT $100.
- You organize a group to clean up your town’s footpaths. COLLECT $50.
- You volunteered at a blood donation. There were free cookies! COLLECT $10.
- You buy a few bags of cookies from that school bake sale. Yum! PAY $50.
- You rescue a puppy – and you feel rescued, too! GET OUT OF JAIL FREE. Keep this card until needed, traded, or sold.
- You organize a street party so people on your road can get to know each other. COLLECT $10 FROM EACH PLAYER.
- Blasting music late at night? Your neighbors do not approve. GO TO JAIL. DO NOT PASS GO. DO NOT COLLECT $200.
- You help your neighbor bring in her groceries. She makes you lunch to say thanks! COLLECT $20.
- You help build a new school playground – then you get to test the slide! COLLECT $100.
- You spend the day playing games with kids at a local children’s hospital. COLLECT $100.
- You go to the local school’s car wash fundraiser – but you forget to close your windows! PAY $100.
- Just when you think you can’t go another step, you finish that foot race – and raise money for your local hospital! ADVANCE TO GO. COLLECT $200.
- You help your neighbors clean up their Gardens after a big storm. COLLECT $200.
- Your fuzzy friends at the animal shelter will be thankful for your donation. PAY $50.
- You should have volunteered for that home improvement project – you would have learned valuable skills! FOR EACH HOUSE YOU OWN, PAY $40. FOR EACH HOTEL YOU OWN, PAY $115.
- You organize a bake sale for your local school. COLLECT $25.
I must admit, I’m not a fan of these new Community Chest cards at all! One of the things I love about Monopoly is that the cards have a history that’s not so relevant to current times. I don’t really know what ‘your building loan matures’ means, but it’s familiar.
There are plenty of other Monopoly versions for people who like different cards. Even the Electronic Banking Edition has cards like ‘You are runner up in a reality TV show, collect $100K’.
Another potential issue I see with the new Community Chest is that the actions don’t relate to the payments at all. I mean, ‘you donate to the animal shelter’ requires you to PAY $50, yet ‘you knit sweaters for cats in the animal shelter’ means that you COLLECT $20. It’s not that logical.
Judging by the comments on the Monopoly Facebook page, I’m not alone in these views.
The Bottom Line
There have been many minor tweaks to Monopoly Chance and Community Chest cards over the years, but the cards in classic Monopoly were the same for many years, until the big Community Chest reset.
It’s a shame, but all games do modernize eventually.
Make sure you read up on the difference between Chance and Community Chest cards too – a lot of people don’t fully understand the rules for these Monopoly cards. In particular there are misunderstandings around the Monopoly chance card rules and whether they’re optional or not.